Legal

Important notice

What Zend is, and what it is not. Please read this before using the platform.

This is the notice published in the footer of every page of trnznd.io.

About Trnznd and Zend

Trnznd, S.A. is a Panama-incorporated financial technology company developing digital settlement infrastructure for cross-border commerce. Zend is a fully backed, multi-currency digital settlement asset designed to facilitate payments, settlement, treasury operations, and value transfer across participating users and businesses. Access to Trnznd services is subject to applicable onboarding, identity verification, compliance, and eligibility requirements.

Important Notice

Zend is designed as a settlement and treasury utility asset and is not intended to be marketed, offered, or used as an investment product, security, collective investment scheme, deposit, savings product, or speculative instrument. Zend does not provide ownership rights in Trnznd, entitlement to profits, dividends, interest, voting rights, or any expectation of financial return. Users should acquire, hold, and use Zend solely for its intended settlement, treasury, liquidity management, and payment functionality.

While Zend is designed to reduce exposure to the volatility of any single currency through a diversified reserve methodology, no asset is entirely free from risk. Users should carefully review all available documentation, including the Risk Disclosures, Terms & Conditions, Compliance Overview, and relevant legal notices before using the platform.

Impact programme votes

The Trnznd community means holders of Zend. Any community vote on social impact projects funded from reserve yield is advisory only and not legally binding. The final decision rests with Trnznd and its officers. Taking part in a vote confers no rights in Zend, in the reserve or in Trnznd.

Screening, refusals and freezes

Verified users of the Zend Portal have their wallets and activity screened whenever they interact with Trnznd, including every mint and burn. Trnznd may refuse to mint or burn Zend, and may freeze or seize assets, in line with legal requirements.

Trading name and jurisdiction

Trnznd is a trading name of the Trnznd group of companies. Zend is offered by Trnznd S.A.; other products of the group are offered by other entities within it, each under its own terms.

Nothing on this website is an offer, invitation or solicitation to acquire any product or service in any jurisdiction, or to any person, where it would be unlawful to make one.